ABC SEMI Issue 4

Southeast Michigan Contractors  Issue 4 2017 13 RISK MANAGEMENT I n business, there are times when risk is appropriate, even nec- essary. But when it comes to safety, risks must be managed carefully to prevent accidents, reduce injuries and save lives. Here is a true story shared by an FCCI policyholder. A metal tool was used on occasion to remove miscellaneous debris from a machine. The tool was placed on the back of the machine, where it vibrated and fell into the machine, becoming a projectile. It flew directly at an employee’s face and lodged into the employee’s safety glasses. Thanks to the mandatory safety glasses policy and enforcement of the policy by management, the employee was not injured. This story could have had a very different outcome. While it turned out well, this incident stresses the importance What is Risk? In Partnership with ABC, FCCI Insurance Group Offers Commercial Coverage, Surety and Risk Management Services Designed Especially for Contractors continues m