bills, insurance premiums for the practice and even your membership dues. Dr. Marsh stressed that most disability policy benefits do not kick in for 90 days. Hopefully you’ll get better before then; however, if you don’t, make sure while receiving your medical care to maintain “rock solid documentation that you are disabled.” He also said to make sure you STOP working because if you don’t, it will weaken your claim. Always make sure you read your policy and then file a claim. Dr. Marsh suggests filing the claim yourself and if you are denied benefits, then it’s time to hire an attorney and file an appeal. During my recovery, I called my disability insurance carrier who said that I had their premier plan, which made me happy until he continued that the policy would only begin paying out benefits after 60 days of disability. Since I was planning to be back to work much quicker, my disability plan would not cover my short-term absence. The agent suggested most dentists put away a couple of months of money, literally self-insuring these short events. He then compared the time away to taking a vacation. Needless to say, I was very upset to hear this analogy because my experience was so incongruous to joyful times. Being prepared for short- and longer-term illnesses at the office is extremely important to a dentist’s practice survival. Having a well-crafted emergency contingency plan will also help alleviate pressure from the stress of coping with a sudden illness and avoid additional mental anguish. As I continue to recuperate, I am reminded that without your health, everyone and everything else you love and treasure may never be available. So please, take care of yourself! WELCOME TO OUR NEW MEMBERS! NEW MEMBERS DR. ERIK STUMP (General Practice; New York University, 2022) 4401 Avenue D, Brooklyn, NY 11203 REINSTATEMENTS DR. SHIVA BASIR (Pediatric Dentistry; Columbia University, 2009) Williamsburg Dental Arts: 86 N 6th St, Brooklyn, NY 11249 DR. GALINA FEYNBERG (General Practice; New York University, 2002) 622 Avenue U, Brooklyn, NY 11223 DR. RACHEL IOSPA (Pediatric Dentistry; Tufts University School of Dental Medicine, 2007) 475 Seaview Ave, Staten Island, NY 10305 DR. VINCENT PANNONE (General Practice; New York University, 2016) 1839 N Railroad Ave, Staten Island, NY 10306 TRANSFERS DR. MIKHAIL BABAYAN (Prosthodontics; Roseman University of Health Sciences, 2020) Transferred from New York County Dental Society DR. BETZALEL KRASNOW (General Practice; Touro College of Dental Medicine at NYMC, 2022) Transferred from Queens County Dental Society 549 Myrtle Ave, Brooklyn, NY 11205 DR. RACHEL IOSPA (Pediatric Dentistry; Tufts University School of Dental Medicine, 2007) 475 Seaview Ave, Staten Island, NY 10305 DR. MARIE KWOK (Endodontics; New York University, 2020) 355 Ovington Ave Ste 200, Brooklyn, NY 11209 Transferred from New York County Dental Society DR. ETHAN MCLEOD (General Practice; University of Florida, 2022) Transferred from Central Florida District Dental Association DR. KIRRAN TIWARI ((Pediatric Dentistry; The State University of New York, Stony Brook University, 2021) Transferred from Bronx County Dental Society Kids Dental: 739 Woodrow Rd, Staten Island, NY 10312 WWW.SDDSNY.ORG 5
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