Summer 2022 www.nvda.org 11 individuals’ surplus earnings and “stealth-taxing” productive individuals’ savings these measures are of little or no help. Education on how to add value so that an individual can earn more than they spend on lifestyle costs, and then providing planning that maximizes the efficiency, control, and safety of the conversion of individuals’ surplus earnings to guaranteed life income is the fundamental solution to Americans’ retirement savings deficits.) References 1) Hartman R, What is the SECURE Act?, USNews Money, 03 FEB 2021, https://money.usnews.com/money/retirement/iras/articles/what-is-the- secure-act, accessed 20 MAY 2022. 2) Coumanakos E, SECURE Act Basics: What Everyone Should Know, Kiplinger, 24 MAR 2020, https://www.kiplinger.com/article/retirement/ t037-c032-s014-secure-act-basics-what-everyone-should-know.html, accessed 20 MAY 2022. Featured Article
RkJQdWJsaXNoZXIy Nzc3ODM=