NAFCU Journal January February 2022

16 THE NAFCU JOURNAL January–February 2022 Noted management consultant and author, Peter Drucker, once described predicting the future as “trying to drive down a country road at night with no lights while looking out the back window.” Even with this warning in mind, every business leader knows that you have to keep looking ahead to see how economic, social, local and global issues may affect business. Keeping the need to plan for the future in mind, along with Drucker’s warning that it is difficult to predict or control continual change, credit union leaders are looking at the U.S. economy and how it will affect credit unions and their members in 2022. 2022 ECONOMIC OUTLOOK Challenges Remain in First Half of Year, But Recession Not Likely By Sheryl S. Jackson