NAFCU Journal January February 2022

3 THE NAFCU JOURNAL January–February 2022 January–February 2022 • VOLUME 47, NUMBER 1 The NAFCU Journal (ISSN 1043-7789) is published bimonthly every other month. January–February 2022, Volume 47, Number 1. Published by the National Association of FederallyInsured Credit Unions, 3138 10th Street N., Arlington, VA 22201-2149. Periodicals Postage Paid at Arlington, VA, and at additional mailing offices. POSTMASTER: Send address changes to The NAFCU Journal, NAFCU, 3138 10th Street N., Arlington, VA 22201-2149. The opinions and ideas appearing in this magazine are not necessarily representative of policies of NAFCU. Manuscripts and advertisements are welcome, although NAFCU reserves the right to edit manuscripts and refuse advertisements. Contact publisher for advertising information and rates. Appearance of an advertisement does not imply endorsement or guarantee of the advertiser’s claims. For subscription or advertising information, call 800-336-4644 or 703-522-4770. Email: nafcu@nafcu.org; website: www.nafcu.org. ©2022 National Association of Federally-Insured Credit Unions, all rights reserved. The NAFCU Jou nal (ISSN 1043-7789) is published bimonthly every ther month. January–F bruary 2022, Volume 47, Numbe 1. Published by the National Association of FederallyInsu ed Credit Unions, 3138 10th Street N., Arlington, VA 22201-2149. Perio icals Postage Paid at Arlingt n, VA, and at additional mailing offices. POSTMASTER: Send address changes to The NAFCU Journal, NAFCU, 3138 10th Street N., Arlington, VA 22201-2149. The opinions and ide s appearing in this magazine ar no necessarily repr s ntative of polici s of NAFCU. Manuscripts and advertisements are welcome, alth ugh NAFCU reserves he right to dit manuscripts and refus advertisements. Contact publisher for advertisi g inf rmation and rates. Appearance of an advertisement does ot i ply endorsement or guarantee of the advertiser’s cl ims. For s bscription or advertising information, c ll 800-336-4644 or 703-522-4770. Email: nafcu@nafcu.org; w bsite: www.nafcu.org. ©2022 National Association of Federally-Insured Credit Unions, all rights reserved. 12 21 FEATURES 12 An Election Year May Mean Less Lawmaking, More Regulating 16 2022 Economic Outlook Challenges Remain in First Half of Year, But Recession Not Likely 21 NAFCU 2022 Vendor Directory 32 NAFCU 2022 Advocacy Priorities COLUMNS 5 Conferences 6 From the Chair 8 Washington and Industry Briefs 10 The Bottom Line 34 Inside NAFCU Services 38 Management Insight 40 Executive Spotlight 42 Leadership Download 44 Compliance Central 46 From the President’s Desk 16 NAFCU 2022 VENDOR DIRECTORY

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