17 March 2025 Group Benefits, Insurance Discounts AOL’s January Convention program included a technical session, where two SAIF Corp. presenters led in-depth discussions on two topics important to employers and your forest operating business. John Fergusson, Underwriting Director at SAIF began with a deep dive on Non-Disabling Claims Reimbursement. Brenda Wilson, Premium Auditor at SAIF followed with a presentation on workers’ compensation class codes. Non-Disabling Claims Reimbursement A non-disabling claim is a workers’ compensation claim for an injury that doesn’t result in lost work time or permanent impairment. John Fergusson explained the nuance of how the voluntary reimbursement program works. Companies must sign up, but only one time. Participation is not mandatory even after signing up. The program allows companies to reimburse some or all of medical only claims up to $2,500. John walked the audience through a real-world example of the costs and benefits of utilizing the program. AOL will follow-up with an in-depth Mainline news article in the future. Workers’ Compensation Classification Brenda Wilson from SAIF’s Medford office led a discussion on worker class codes and audit results. This seminar was initiated by Mathew McCartney of AOL. Brenda and Mathew have been teaming up to help member companies facing difficult audits for workers’ compensation. These two wanted to spread the word about proper worker classification, especially with driving hours, per diem hours, overtime hours, and other questionable-time logging. Contract Workers’ Comp Classification and Non-Disabling Claims ›By Dave Boyd, Insurance Manager, and Mathew McCartney, Contractor Services Manager language, verifiable timecards, mapping, and other documents are all important when deciding the prevailing class code. One key example, wildland firefighting, has only two codes for contractors. One is for falling timber—2702. Everything else associated with a wildland fire is—2704. SAIF and AOL are great resources to help get your class codes right. This technical session focused on SAIF workers’ compensation was well supported by SAIF. The session sparked many questions and informative conversations about how to work with SAIF staff and AOL safety management consultant agents. Both AOL and SAIF are on your team to provide the most efficient coverage possible. t
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