19 February 2025 Group Benefits, Insurance Discounts 3. Waiver of Subrogation and Increased Limits: Added costs based on policy features. 4. Experience Rating Modifications: Adjustments reflecting your company’s claims history. 5. AOL Group Discount: A discount provided for AOL membership. 6. Policy Size Discount: Adjustments based on the size of your policy. 7. State-Based Costs: Costs specific to Oregon, including the DCBS assessment. There are up to 10 possible steps to determine your company rate per $100 of payroll. If you have any questions, contact your agent. Delivery Options for Certificates Starting in the second quarter of 2025, your agent will ask you to update your preferred delivery options for certificates of insurance. You can choose from the following options: • Email: Certificates sent directly to an email address of your choice. • Fax: Certificates sent to a specified fax number. • Mail: Hard copies delivered to your address. • Annual Renewal Summary: A consolidated summary of all renewals. You can update your preferences, or request copies of certificates at any time. For assistance, contact your agent or reach out to AOL directly. t
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