18 The Mainline Group Benefits, Insurance Discounts How Is Your Final WC Rate Calculated? Your company’s final workers’ compensation insurance rate is determined through a multi-step process, as illustrated in the waterfall chart below. These steps include national, state-based, and insurer-specific adjustments. Below is an example calculation for manual logging, at a medium-sized company. 1. Pure Rate: The starting point, determined nationally for most states. Some states, like Washington, calculate their own rates. 2. SAIF Tier Costs: Adjustments for SAIF’s specific tiers. Certificate of Insurance: A Quick Guide Your AOL insurance team is ready to issue certificates of insurance upon request. Alternatively, if you prefer self-service, you can create your own certificates using the step-by-step guide, which AOL previously made available and announced in the August 2024 Mainline. https://oregonloggers.org/page/ PastMainlines (Login Required) Changes to SAIF Online Payments Effective January 26, 2025, SAIF has updated its payment processor. Please ensure that any unexpired saved payment methods were successfully transferred to the new system. If your organization uses an ACH debit block (fraud filter), contact your bank to add the following ACH company details to your debit block allow list: • ACH Company ID: F936001769 • ACH Company Name: One, Inc. For more information and FAQs about online payments, visit the SAIF Online Payments Guide: https://www.saif.com/employer-guide/ online-payments.html New SAIF Underwriting Team SAIF has introduced a new underwriting team for AOL accounts in 2025. • Underwriter: Bojana Odobasic, who joined the SAIF Underwriting Department in 2019, after working as an Insurance Representative for seven years. • Assistant Underwriter: Irina Alagoz, who will support Bojana in managing policies. Your AOL agent will continue to work closely with Bojana and Irina, to ensure efficient coverage for your company. SAIF Workers’ Compensation— Updates for 2025 ›By Dave Boyd, AOL Insurance Group Manager, and Tyler Teal, IT Director
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